Builder's Risk Insurance
A specialized property insurance policy covering buildings and materials during construction, including theft, vandalism, and weather damage.
In Detail
Builder's risk is a course-of-construction property policy carried by the owner or general contractor on an active construction project. It covers the structure under construction, on-site materials, and (often) equipment in transit. Modern carriers increasingly evaluate site-security posture during underwriting and require documented 24/7 monitoring on copper-heavy, vacant, or previously-claim-active jobsites — and offer 5–15% premium reductions when documented monitoring is in place.
Why It Matters in Houston
On a Houston construction job, a documented Guardtress deployment is one of the highest-leverage tools available for reducing builder's risk premiums and (increasingly) for meeting the carrier's preconditions for coverage at all.
See it in action
30-minute remote or on-site assessment. Same-day quote. Deployment in 24–72 hours.
Get a site assessment